J.P. Morgan finds critical flaw in fixed retirement withdrawal strategies
Popular retirement withdrawal strategies like the 4% rule assume a steady rate of spending for retirees. But new research from J.P. Morgan shows that premise is often disconnected from reality.
Retirement planning isn’t as simple as following a fixed withdrawal formula. J.P. Morgan research shows retirees experience big swings in spending early on, while later years tend to see a slow decline. Advisors say clients need flexible, customized withdrawal strategies.
30.12.2025 17:42
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"Read the Donroe Doctrine To Them"
The thing about hegemony is that it, unfortunately, works. And it crushes real democracy along the way.
The international chaos caused and exploited by Donald Trump can be dizzying. But look at how America is now engaging with the world, and some clear patterns emerge. www.bugeyedandshameless.com/p/read-the-d...
16.01.2026 18:08
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Privacy as Contract? – my new paper draft with Woodrow Hartzog
papers.ssrn.com/sol3/papers....
22.01.2026 18:05
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This is exactly right. I talked to many who were mortified to be there.
22.01.2026 20:17
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#innovation 🚀 | Et si l’avenir de l’IA passait par la lumière ?
💡 Scintil Photonics, deeptech issue du CEA, lève 50 M€ auprès d'investisseurs de premier plan pour industrialiser sa technologie photonique SHIP™ et propulser les data centers du futur.
Envie d'en savoir + 👇
22.09.2025 09:21
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Profile: GRU cyber and hybrid threat operations
Factsheet detailing the background to, and specifics of, the UK's public attribution and sanctioning of Russian state actors for cyber and information operations on 18 July 2025.
Grosse sortie publique des autorités 🇬🇧 contre les unités cyber du GRU aujourd’hui. On y apprend notamment qu’APT28 a mené depuis 2022 une vaste campagne de piratage de caméras connectées (dans 11 pays de l’OTAN), pour traquer les mouvements de matériel militaire vers l’🇺🇦. www.gov.uk/government/p...
18.07.2025 13:57
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Because the courts are where the recourse is for the taking apart of the State apparatus.
18.02.2025 22:29
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🚨INCOMING🚨
L'étude @ifri.bsky.social sur le réarmement polonais écrite avec Amélie Zima sera disponible demain sur notre site!
Un beau travail d'une petite centaine de pages, richement illustrées sur un phénomène militaire unique en Europe!
🇫🇷🇵🇱
04.02.2025 15:22
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Résolution 2025:
Annexer un 2ème casier 🫣
22.01.2025 11:08
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🔚 La patronne de la filiale bio de Danone France sur le départ, révèle @leclercmorgan.bsky.social
Après deux ans et demi à la tête des marques Les 2 vaches ou Faire Bien, Jacinthe Brillet va quitter le groupe.
▶️ l.linforme.com/2p8f9kbj
19.12.2024 18:09
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🔴 Nouveaux rebondissements dans le transfert des banquiers stars
Mediobanca cherchait à accueillir l’état-major de Natixis Partners. Mais les négociations ont fini par échouer. Révélations @arounb.bsky.social et Xavier Demarle
▶️www.linforme.com/ban...
26.03.2024 09:22
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US and Europe try to tame surveillance capitalism
Trade watchdog argues that browsing and location data are sensitive and deserve to be defended
"Just removing traditional identifiers such as name or SSN from a dataset isn't nearly enough,” EFF’s @legind.bsky.social told @theregister.com. “In fact, unique IDs which are assigned to an individual may be more identifying than a person's name."
05.03.2024 17:36
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Pochette du 45T "Jaws et Joséphine" issu de la collaboration entre John Williams et Alain Bashung
Nouvelle découverte dans mes vinyles de bandes originales de films
#LesFatalsPicsart
23.11.2023 23:01
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RN : Jordan Bardella aurait tenu un compte Twitter raciste et homophobe
(Libération)
Du coup quelle différence avec le compte normal de Jordan Bardella ?
18.01.2024 12:02
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© Liz Meldon
17.01.2024 11:52
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There's still time to get your summer reading in under the wire!
Check out reviews for these books and more at the Cybersecurity Canon, books for InfoSec students and practitioners!
https://icdt.osu.edu/cybercanon/bookreviews
30.08.2023 23:53
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"Click Here to Kill Everybody: Security and Survival in a Hyper-connected World" by Bruce Schneier, published by W.W. Norton.
Read the Cybersecurity Canon Book Review by John Davis
https://icdt.osu.edu/click-here-kill-everybody-security-and-survival-hyper-connected-world
18.09.2023 23:21
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