Insure Our Future Global

If you work in or around the insurance industry, you’re probably already feeling the impacts of accelerating climate breakdown. Why are so few people talking openly about the true scale of the risks we’re facing, or how to respond?

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Joseph Harrington - Creative Director
Jack Bernadin - Editor

An Uninsurable Future? | Climate Majority Project YouTube video by Climate Majority Project

An uninsurable world isn’t a future idea. Climate risks are rising so fast that insurers are pulling back, leaving some regions nearly impossible to cover.

Watch our short film “An uninsurable future?” and join the conversation:
👉 www.youtube.com/watch?v=M5Yq...

Japan is pushing devastating coal and gas expansion in #Bangladesh – where thousands of vulnerable people have lost land and livelihoods because of it.

We were proud to work with artists Noor Alam and Suman Kanti Paul, to share these stories from Bangladesh with people in Tokyo.

Lloyd’s of London’s booming fossil fuel business bucks market trend - Reclaim Finance Lloyd's of London is bucking the global trend by continuing to grow its fossil fuel business.

🚨 Our new analysis reveals that Lloyd's is bucking the insurance market trend by persisting in growing its fossil fuel business.
Its fossil fuel premiums continue to grow at a rate of +2.4% per year vs. -2.8% for the rest of the global insurance market.

Read more: reclaimfinance.org/site/en/2025...

Insurance companies can help unlock the renewable energy transition and signal to other financiers it's time to move away from fossil fuel expansion.

Find out more on the new site: exitlng.org

#InsureOurFuture

Getting innovative with insurance in a world of climate change | FT Rethink The frequency of natural disasters is climbing, along with the repair bills that come with them. The FT’s Lee Harris looks at the impact that’s having on insurance premiums, the risk that entire areas...

While the insurance industry tries to manage exploding costs from increasingly frequent extreme weather events, they once again overlook the elephant in the room.

Many are still underwriting the very fossil fuel projects that are driving this crisis.

www.ft.com/video/b3e449...

#InsureOurFuture

Insurance needs to be real about the science of climate crisis - The Understory - Rainforest Action Network Captain Ray Mallet isn’t sure why the shrimp stopped coming up the channel once the three methane export terminals arrived in his home of Cameron Parish, Louisiana. It could be...

In Louisiana, shrimpers can't get insurance for their homes and businesses b/c insurers say climate change makes the area too risky to cover.

Yet insurers ignore these risks when covering methane export terminals.

Read more about the impacts of LNG expansion, @ran.org: www.ran.org/the-understo...

Join us on 28th October

⚡ Dive into the new #InsureOurFuture 'Renewables Gallop as Fossil Fuels Stall' briefing

Unpack key findings and discuss what it means for the movement to shift finance away from fossil fuels and towards renewables.

🔗 Sign up: sunriseproject-org.zoom.us/meeting/regi...

LNG expansion is affecting local economies. Because of dredging for an LNG operation, shrimpers in SW Louisiana haven’t caught anything this season.

This is part of a pattern of destruction, enabled by insurers like Sompo and Tokio Marine.

Sign the petition and demand action: bit.ly/FERCDredge

Chinese insurers dominate renewable energy insurance growth Industry urged to redirect coverage for net-zero transition

To be on the winning side, they need to immediately stop insuring new fossil fuel projects.

Find out more 👇 www.insurancebusinessmag.com/asia/news/en...

The bottom line: The fossil fuel insurance market remains three times larger than renewables.

Progress is happening, but the insurance industry remains exposed on both sides of the energy transition.

✅ The good news: Chinese insurers lead renewable energy insurance growth at 20%+, capturing $200M in new premiums last year.

❌ The bad news: Joel Poultney at Insurance Business Asia has found that Chinese insurers still underwrites 3x more fossil fuels than renewables.

#NYCClimateWeek: Join frontline organizers from South Texas Environmental Justice Network, Habitat Recovery Project & @ran.org as they share winning strategies and creative tactics to get Chubb insurance to stop backing LNG projects.

🗓️ Wed, Sep 24
🕓 4-5 PM
📍49 Elizabeth Street

🔗 luma.com/vm02x966

Just like you need insurance to drive a car, fossil fuel projects need insurance to operate. That means that, by providing insurance for this project, Chubb is allowing the exploitation & abuse of Freeport communities. Join us to call on them to STOP INSURING Freeport LNG.

BREAKING: Activists are at the #USOpen to call out one of its major sponsors – Chubb – and demand it stop insuring Freeport LNG, a toxic fossil fuel project threatening our climate, and the health & safety of local communities.

📸: Erik McGregor
@stopmoneypipeline.bsky.social @planetoverprofit.org

Brief: Renewables Gallop as Fossil Fuels Stall - Insure Our Future Global Renewables Gallop as Fossil Fuels Stall reveals a race to insure the fast-growing renewable energy market. The energy transition is underway, even as the fossil fuel market size remains more than thre...

⚡ Renewable energy insurance grew 9% annually while fossil fuel insurance declined 2%.

The market is speaking loud and clear, but we need DOUBLE the growth rate to meet climate goals.

Insurers: the renewable energy boom needs you!

#InsureOurFuture

global.insure-our-future.com/2025-renewab...

Brief: Renewables Gallop as Fossil Fuels Stall - Insure Our Future Global Renewables Gallop as Fossil Fuels Stall reveals a race to insure the fast-growing renewable energy market. The energy transition is underway, even as the fossil fuel market size remains more than thre...

🚨 BREAKING: Insurance data reveals we're moving too slow on climate.

Chinese insurers are racing ahead compared to US & EU competitors, but we need to double the pace of renewables insurance growth to hit global climate targets.

global.insure-our-future.com/2025-renewab...

#InsureOurFuture

🙌 CA’s former Insurance Commissioner @cadavejones.bsky.social, says Big Oil should help pay for the home insurance crisis. Arguing fossil fuel giants, who are responsible, should share the cost of climate-driven insurance losses.

We couldn’t agree more.

Full interview: www.msn.com/en-us/money/...

Aktivisti vor der Zentrale der Munich RE in München. Verkleidet als CEO Wenning u. Jurecka in Trainingsanzügen

Aktivisti vor der Zentrale der Munich RE in München. Verkleidet als CEO Wenning u. Jurecka in Trainingsanzügen. Ein als Mitarbeiter verkleideter Aktivist übt auf einer Turnmatte die Rolle Rückwärts

Aktivisti vor der Zentrale der Munich RE in München bei ihrer Kundgebung. 2 Aktivisti halten ein Banner "Stop (re)insuring climate chaos"

Aktivisti vor der Zentrale der Munich RE in München. Ein Schild macht auf den aufgebauten Trimm-Dich-Pfad aufmerksam mit Anleitung für die Rolle Rückwärts.

🌀 Rückschritt statt Klimaschutz? Vor dem HQ der Munich Re turnten heute Aktivist*innen die "Klimarolle rückwärts".

Kritik: Rückzug aus UN-Klimabündnissen & fossile Deals trotz grüner Fassade.

👉 Munich Re: Neue Ziele statt Doppelmoral!

#Klimakrise #XR #MunichRe

Worsening Wildfires Contribute to Increasingly Unaffordable Insurance and Housing Costs The Trump administration's policies are making it worse.

As wildfires worsen across the U.S., so do home insurance costs.

Insurance companies frequently position themselves as victims of the climate crisis, but insurers aren’t the victims - they’re driving the problem: blog.ucs.org/rachel-cleet...

Australia has an insurance crisis. Climate change will make it worse Climate change makes disasters more frequent and more destructive, this is leading insurance companies to charge higher prices.

Over 340,000 Australian households are uninsured as a result of spiraling insurance costs.

Premiums will continue to rise unless insurers & policymakers tackle the root cause: climate change.

More from @jack-thrower.bsky.social at @australiainstitute.org.au‬: www.thenewdaily.com.au/finance/2025...

stopEACOP social storm focusing on Marsh to rule out insurance of this climate bomb project.

🚨 Social media storm today: lets focus on Marsh’s role as insurance broker for EACOP:

🛢 1,443km oil pipeline displacing 100,000+ people
🔥 Est. to emit 379 mill. tonnes of CO₂
📢 Marsh has still not ruled out insuring this pipeline.

Read more:
🔗https://xrb.link/gA4R7hHq8

#Take5Tuesday #StopEACOP

Insurers accelerated the shift away from coal, new study finds Fossil fuel exclusions are effective but Lloyd’s and Zurich play questionable roles

A new study shows that insurance companies' coal restrictions were effective in supporting the shift away from coal in the US. Insurers should use their clout to move away from oil and gas as well! Check out my #SwissClimateRambles blog post at swissclimaterambles.substack.com/p/insurers-a...?

This morning, before school drop-off, we erected a life sized flooded playground outside the @financialtimes.com Global Insurance Summit 🛝

Why? Because fossil fuel insurers like Hiscox are making climate disasters worse - then hiking premiums and dropping cover.

Our kids are paying the price. 🔥🌍

Why climate risk could affect your credit score for buying a home | CNN Climate change should be considered a new core aspect of creditworthiness when prospective home buyers apply for a mortgage, a new report shows.

As insurance companies tighten policies & abandon climate-affected areas, people could be forced to pay their ow disaster repairs.

This would drive up the risk of mortgage foreclosures & may force lenders to adjust credit scores based on climate risk 👇

edition.cnn.com/2025/05/19/c...

🚨Join #InsureOurFuture on Wednesday 2nd July!

🥳 Celebrate a HUGE win with Ethan Nuss from @ran.org, and learn how the community mobilised to push back against global insurance giant Chubb, to stop insuring gas project CP1.

🔗 Register here: sunriseproject-org.zoom.us/meeting/regi...

This research demonstrates how valuable insurers’ are in the energy transition. Insurers must wield this same power with oil & gas, the next frontier in the fight against fossil fuel expansion.

Read more 2025 demands to insurers: global.insure-our-future.com/about/#demands

📉 New study from University of Zurich & the Swiss Finance Institute shows insurance exclusion policies work:

🔻 16% drop in coal mines insured
🔻 56% drop in insured coal volumes
🔻 More mine closures

Read the paper: www.df.uzh.ch/en/news-even...

New data, maps provide ‘rare window’ into scale of homeowner’s insurance crisis In recent months, the U.S. Senate Budget Committee and the Federal Insurance Office have each released detailed data on insurance premiums, non-renewals and other key metrics. The advocacy groups Publ...

New maps highlight the severity of the home insurance crisis in the U.S. 🚨

As the physical impacts of climate change escalate, US homeowners are facing soaring insurance premiums. Insurers must #InsureOurFuture now 🔥

See the impact on your community👇
www.kunc.org/2025-05-08/m...

Take Action with Rainforest Action Network

But Calcasieu Pass LNG isn’t the only terminal in the area. Help keep the pressure on Chubb and demand they stop insuring the neighboring Cameron LNG before June 1st. Take action: act.ran.org/page/79432/a...