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Thank you Kellywardonline.com continue the good work!
We look forward to a greater future and more opportunities! Happy new year!
It’s time to break the cycle! Teach your kids to budget, save, give, and handle money God’s way. Your legacy isn’t just about what you leave behind—it’s about who you prepare to carry it forward.
Proverbs 13:22 says, “A good man leaves an inheritance to his children’s children.”
Here’s the hard truth:
—Only 1/3 of families keep their wealth into the next generation.
—By the third generation, 90% of families lose it all.
Why? Because we’re afraid to talk about money and teach our kids how to manage it.
Generational wealth starts when you decide to break generational debt.
Generational wealth isn’t about materialism or piling up money so your kids can sit around and do nothing. It’s about managing wealth for God’s glory and setting up the next generation to be wise stewards.
Let’s try a little strategery.
t.me/DaveRamseyTG
Sounds like me 😂 #SpotifyWrapped
💥 This Cyber Monday, you can grab your copy for just $10! Plus, check out other great deals we have going on today. Don’t miss out—save big and start your journey to wealth: t.me/DaveRamseyTG
In my book, Baby Steps Millionaires, I’ll show you how real people—just like you—become millionaires without trust funds or lottery tickets. It’s all about making smart, intentional decisions with your money.
Most millionaires don’t drive fancy cars—and that might surprise you.
The truth is, most millionaires live simple, disciplined lives. They don’t waste money on luxury cars or big mansions. Instead, they follow a proven plan, avoid debt, and let their wealth grow over time.
What you actually DO with the money you make matters more than the amount of money you make.
There are plenty of people who make a LOT of money but still live paycheck to paycheck.
Jeremy has almost $300,000 in student loans, and he’s wondering if he should buy rental properties as an investment. He called in to The Ramsey Show for advice.
Don’t wait—invest in your relationship today and make meaningful connection the best gift this season.
These simple, pressure-free cards are designed to help you laugh, dream, and reconnect—one conversation at a time.
🌲And right now, you can grab this deck (and more!) on SALE for Black Friday: ter.li/Questions_Sale
It’s easy to feel stuck or disconnected—but it doesn’t have to stay that way.
Ever feel like your conversations with your partner have been reduced to, “What’s for dinner?” or “How was your day?”
Deep connection starts with just one question, and Questions for Humans: Couples Edition from Dr. John Delony makes it easy (and fun!) to get talking again.
Bella the Beast on our 3 mile goose patrol. This the day that the Lord has made. I will rejoice and be glad in it. Happy Thanksgiving
This couple is nearly a million dollars in debt.
youtube.com/@theramseysh...
you’ll save $6 a month on your electric bill.
The more lights you switch off (and the higher wattage they are), the more you’ll save. And when you’re living on a budget, every little bit helps.
So, let’s say your electric company charges 10 cents per kWh of electricity. That means every hour the light is turned off, you’ll save $0.004. That might not sound like crazy savings, but if you switch off just five lights in your house for 10 hours a day,
For a lot of families,forgetting to turn off the lights is already a hot topic of conversation.
But there’s good reason: Keeping the lights on when they’re not in use is a real drain on your electricity and your money.For every 40-watt light bulb that runs for an hour,0.04 kWh of energy is used up.
Arianna’s husband is spending over $1,000 a month on iPhone games, and she called in to the Ramsey Show for advice. #bluesky #money #trust
The more lights you switch off (and the higher wattage they are), the more you’ll save. And when you’re living on a budget, every little bit helps.
So,let’s say your electric company charges 10 cents per kWh of electricity.That means every hour the light is turned off,you’ll save $0.004.That might not sound like crazy savings, but if you switch off just five lights in your house for 10 hours a day, you’ll save $6 a month on your electric bill.
For a lot of families, forgetting to turn off the light is already a hot topic of conversation.
But there’s good reason Keeping the lights on when they’re not in use is a real drain on your electricity and your money. For every 40-watt light bulb that runs for an hour,0.04 kWh of energy is used up.
The EveryDollar app is your plan. It’s completely free and makes budgeting simple, clear, and stress-free: ter.li/Simple_Budget
Track every dollar, cut the chaos, and finally feel in control.
You don’t have to live paycheck to paycheck anymore.
If you don’t have a plan, your money will disappear. But with a budget, you can see where your money is going and make it work for YOU.
And if the word “budget” stresses you out, don’t worry—I’ve got an easier way...
Feeling stuck in a cycle of living paycheck to paycheck?
You’re not alone—and the truth is, most people don’t have a plan for their money. That’s the problem.
It’s time to break the cycle.
Marriages are always growing together or they’re growing apart.
I do not have an income. My wife and I have an income. It’s as much hers as it is mine—spiritually, morally, and legally. It’s not MINE, it’s OURS.
When you change your language like that, it forces you to set goals together instead of having independent goals.
