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Duncan Lamont

@duncanlamont2

I post cool charts about markets and investing. Scottish and into running. Head of Strategic Research @Schroders. Not investment advice

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03.10.2023
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Latest posts by Duncan Lamont @duncanlamont2

Spectacular. The drop in your monthly payments from pre-gfc must have been £££££££

I’m trying not to use hindsight to beat myself up about not getting a 10yr fix

06.03.2026 09:58 👍 0 🔁 0 💬 1 📌 0

We’re on 1.06% 😭😭😭

06.03.2026 09:47 👍 3 🔁 0 💬 0 📌 0

I read that article, which got me thinking! I’m just under 6m out so time to start fishing around

06.03.2026 09:46 👍 3 🔁 0 💬 1 📌 0

My upcoming mortgage renewal is not impressed

06.03.2026 09:40 👍 7 🔁 0 💬 1 📌 0
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📊 FridayChartQuiz: what sectors of the US equity market that long traded at a chunky discount to the IT sector are now more expensive?

𝘝𝘪𝘦𝘸𝘴 𝘮𝘺 𝘰𝘸𝘯 𝘢𝘯𝘥 𝘥𝘰 𝘯𝘰𝘵 𝘳𝘦𝘱𝘳𝘦𝘴𝘦𝘯𝘵 𝘵𝘩𝘦 𝘷𝘪𝘦𝘸𝘴 𝘰𝘧 𝘚𝘤𝘩𝘳𝘰𝘥𝘦𝘳𝘴. 𝘕𝘰𝘵 𝘪𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘢𝘥𝘷𝘪𝘤𝘦. 𝘋𝘠𝘖𝘙

06.03.2026 09:36 👍 0 🔁 0 💬 1 📌 0

#StripedSockClub

04.03.2026 19:24 👍 1 🔁 0 💬 0 📌 0
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Phase 2 of ACL prehab commences: Game Ready cold compression machine is a go go

It’s so cold it’s hard to describe. Like an ice bath for my leg

Excuse the stuff everywhere, that’s just life

Have to sit here for next 30 mins, can’t be arsed polishing up for social media. Like my posts in general

04.03.2026 18:57 👍 9 🔁 0 💬 2 📌 0

Kebab for lunch means you’re doing your bit to stop the old age benefit bill getting too crippling 🤣

04.03.2026 14:04 👍 0 🔁 0 💬 0 📌 0

Although by the 2070s that would mean a huge % of the population would be higher rate tax payers?

Not saying it can’t/wont happen, I’m just following the logic

04.03.2026 13:44 👍 1 🔁 0 💬 3 📌 0

It’s a banging feeling. I love it. Huge endorphin rush when I come out the other side too

Virtually high five-ing myself, bobbing my head, and saying “yes, this if fking awesome”, sometimes to myself, sometimes out loud

Those moments are why I think I’d keep working even if I could afford not to

04.03.2026 09:50 👍 0 🔁 0 💬 0 📌 0

I wasn’t following you over there, good nudge to do so!

04.03.2026 09:43 👍 1 🔁 0 💬 0 📌 0

I was the same. Mine was a Sunday-only round so I think I only got paid about £2.50 a week

Next job was in a clothes shop for £2.38/hour

Also worked as a kitchen porter/dishwasher for £1.50/hour! One week I worked 24 hours and got paid £36…

Not everything was better back in the 90s 🤣

03.03.2026 15:27 👍 3 🔁 0 💬 1 📌 0

That’s a shame

03.03.2026 14:47 👍 1 🔁 0 💬 0 📌 0

“My kids don’t like paprika so I used oven chips instead”

I’ll try that next time I make chilli con carne

03.03.2026 12:45 👍 18 🔁 0 💬 1 📌 0
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Incentives drive behaviours

Charlie Munger couldn’t have scripted it better

03.03.2026 12:43 👍 3 🔁 1 💬 0 📌 0

I can see it from my kids’ perspective.

They just see me staring at the screen and accuse me of double standards

Me arguing that it’s important news I’m reading doesn’t appease them (and also it increases the risk I go on places like Bluesky so they have a point)

03.03.2026 12:12 👍 4 🔁 0 💬 1 📌 0

🛢️Schroders oil price estimates:
4-5 week disruption: $100-120/barrel
Lasts months: $150-200/bbl, new all-time highs

Not investment advice. DYOR

www.schroders.com/en-gb/uk/int...

03.03.2026 11:59 👍 5 🔁 2 💬 0 📌 0

Maybe that’s about me being disciplined and avoiding the temptation to click on them but even seeing the headline and deciding whether it’s an article I want to read takes some of the pleasure out of reading a paper with fresh eyes

03.03.2026 11:55 👍 1 🔁 0 💬 0 📌 0

Do you do it in Edinburgh though? We used to get the Sunday times delivered when in London but they only did it in the m25

Another issue for physical is that lots of the weekend articles get released online before the weekend so I find I’ve seen lots of them before the print edition comes out

03.03.2026 11:54 👍 2 🔁 0 💬 2 📌 0

We tried to get a Sunday paper delivered

1. Hard to find anywhere that still does this

2. Would only deliver by 8.45. Do school kids still do this?! Lazy so and sos

3. Charged £2/week for delivery

Thought might send a signal to our kids about physical reading vs screens but resorted to the app

03.03.2026 11:36 👍 2 🔁 0 💬 4 📌 0

Train stations and airports for last minute snacks

But at kings x I’d go to mini Waitrose instead so even then it’s losing out

My son likes to get the simpsons magazine before a long train journey but that must be a limited market

03.03.2026 09:40 👍 1 🔁 0 💬 1 📌 0

I was running 40-50 miles/week before the injury so I’m got a strong starting point

That may mitigate the need for extra work?

A few people have mentioned strength work pre-op but he didn’t say anything about it and I forgot to ask (he works with professional sportspeople so knows his stuff)

02.03.2026 12:09 👍 2 🔁 0 💬 1 📌 0

🤣 my son made choc chip cookies yesterday which will be excellent for morale if not my waistline

I am *very* much looking forward to a full afternoon of 6 nations rugby next Saturday, which I can justifiably dedicate myself to

02.03.2026 12:05 👍 1 🔁 0 💬 0 📌 0

In some slightly more positive news, just saw my consultant who told me the brace could come off

MRI confirmed I basically have no ACL left so surgery getting booked in

I’ve also been told I need to get the swelling down first so time for RICE/lie on the sofa and get the kids to wait on me

02.03.2026 11:45 👍 9 🔁 0 💬 3 📌 0

Severance. Starts slow but really interesting concept

01.03.2026 16:12 👍 5 🔁 0 💬 1 📌 0
Preview
The Palmerston

If you’re ever in Edinburgh, The Palmerston is a wonderful wonderful restaurant (food, service, ambience, the lot) that does £21 for 2 courses, £24 for 3

www.thepalmerstonedinburgh.co.uk

01.03.2026 09:33 👍 2 🔁 0 💬 1 📌 0

I presume you also had a go at banter efforts at monetary policy, just to see…?

Presumably the problem with sims like this is that it ends up following the orthodoxy of whomever programmed if?

Because it’s a rules based program so the programmer sets the rules

28.02.2026 22:35 👍 1 🔁 0 💬 1 📌 0

At stock picking or Zelda?

28.02.2026 22:16 👍 3 🔁 0 💬 2 📌 0

Do you mean European value or is this a computer game? 🤣

28.02.2026 22:16 👍 0 🔁 0 💬 1 📌 0