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6/ Follow for more personal finance topics.

Sources:
• Morningstar (t.co/TCCGohXFzu)
• Wisdomtree (wisdomtree.com/-/media/us-m...)

5/ But they’re not for a lot of people, including
• Aggressive growth seekers
• Long-term investors seeking compounding growth over many years.

4/ Buffer ETFs may be worth considering if you’re:
• Risk-averse
• Looking for a safe place to park money for a year or so
• Near retirement and looking for growth while still being protected from downturns

3/ Buffer ETFs are actively managed, which means they tend to have higher maintenance fees.

First Trust’s, for example, comes tagged with a 0.85% fee, meaning the upside is effectively 8.39% after costs incurred.

2/ For example, First Trust’s buffer ETF offers investors 100% downside protection with an upside cap of 9.23% annually.

So if the S&P 500 drops 10%, great — but if it gains 23%, you’ve exchanged certainty for a 14% gain.

Source: ftportfolios.com/Retail/Etf/E...

1/ Buffer ETFs seek to insure investors against losses — which sounds great, but there’s a catch.

By reducing risk, the tradeoff is that there’s also a ceiling on gains (thanks to financial mechanisms called put and call options).

Specialized ETFs have skyrocketed in recent years, rising from $54 billion in assets under management in 2019 to almost $150 billion this year.

Among these new types is something called a buffer ETF. Never heard of them? Let’s dig into it 👇

Origin’s Financial Planners Share Holiday Budget Tips Black Friday is almost here, and we want to help you avoid some of the biggest seasonal spending mistakes.

Worried about your holiday budget? We talked to Origin’s financial planners about the biggest holiday spending mistakes they see — and how you can easily avoid them.

Read on: www.useorigin.com/resources/bl...